My Life Through Pictures
>Since I came home last January 15 I never got a chance to go out. I am focus on looking for new work.
Everytime I don’t have enough work I see to it to have time to my son and he is so happy every time I spend time playing to him every afternoon.
We are also considering of taking programming lesson so that we can get a better job. I think it’s about time to learn new things. This is how we cope up crisis and I hope you guys have better ideas too.
>What is happening?
When I woke up and checked my email, I received a mail that my task is ended. This is so frustrating to me. I’ve been working for them for a year and I can’t believe that they are shutting down. My client explains that this is because of economic crisis. Since January started, there are two clients ended my task and it is really affecting us. Just today I don’t know where to get extra money just for us to survive for the rest of the week. I hope I will get new work soon.
I am fixing my profile now and start applying for a new job and I need to adjust my rate. Maybe lower than my current rate just to get a new job. In this difficult time I know I need to adjust and looking forward that everything will be better soon.
Yesterday, I talked to my husband, what if we will try our luck abroad. We agreed to try but when I checked the current earnings of my friends abroad we are thinking if it is really worth it.
I watched News and recession are everywhere, from U.S to U.K. and I pray that it will be better soon.
I am still positive that soon everything will be okay.
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Here are 10 more possible reasons you aren’t rich:
You care what your car looks like: A car is a means of transportation to get from one place to another, but many people don’t view it that way. Instead, they consider it a reflection of themselves and spend money every two years or so to impress others instead of driving the car for its entire useful life and investing the money saved.
You feel entitlement: If you believe you deserve to live a certain lifestyle, have certain things and spend a certain amount before you have earned to live that way, you will have to borrow money. That large chunk of debt will keep you from building wealth.
You lack diversification: There is a reason one of the oldest pieces of financial advice is to not keep all your eggs in a single basket. Having a diversified investment portfolio makes it much less likely that wealth will suddenly disappear.
You started too late: The magic of compound interest works best over long periods of time. If you find you’re always saying there will be time to save and invest in a couple more years, you’ll wake up one day to find retirement is just around the corner and there is still nothing in your retirement account.
You don’t do what you enjoy: While your job doesn’t necessarily need to be your dream job, you need to enjoy it. If you choose a job you don’t like just for the money, you’ll likely spend all that extra cash trying to relieve the stress of doing work you hate.
You don’t like to learn: You may have assumed that once you graduated from college, there was no need to study or learn. That attitude might be enough to get you your first job or keep you employed, but it will never make you rich. A willingness to learn to improve your career and finances are essential if you want to eventually become wealthy.
You buy things you don’t use: Take a look around your house, in the closets, basement, attic and garage and see if there are a lot of things you haven’t used in the past year. If there are, chances are that all those things you purchased were wasted money that could have been used to increase your net worth.
You don’t understand value: You buy things for any number of reasons besides the value that the purchase brings to you. This is not limited to those who feel the need to buy the most expensive items, but can also apply to those who always purchase the cheapest goods. Rarely are either the best value, and it’s only when you learn to purchase good value that you have money left over to invest for your future
Your house is too big: When you buy a house that is bigger than you can afford or need, you end up spending extra money on longer debt payments, increased taxes, higher upkeep and more things to fill it. Some people will try to argue that the increased value of the house makes it a good investment, but the truth is that unless you are willing to downgrade your living standards, which most people are not, it will never be a liquid asset or money that you can ever use and enjoy.
You fail to take advantage of opportunities: There has probably been more than one occasion where you heard about someone who has made it big and thought to yourself, “I could have thought of that.” There are plenty of opportunities if you have the will and determination to keep your eyes open.
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My favorite chocolate is Ferrero Rocher and everytime I am not feeling good I wanted a box of ferrero rocher.
I miss it so much since I am on diet and I hope that this weekend I can enjoy at least a Box!
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I am not a Chinese but every year I prepare tikoy and buy charms.
Tonight we will enjoy New Year with a simple celebration.
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Since I gave birth it is always my concern on how to lose 6 inches in my tummy area. Although I lost some but still it’s not enough. Since November I stop eating meat and it helps a lot but since holiday came I got tempted again. So now we are back for our no meat diet again and I am looking forward that this time I will lose 6 inches. I hope in 3 months time I can achieve it.
Here is also a great techniques and I am excited to try it:
Who does not desire a flat tummy? This is every woman dream, to be in the eye of admiration as far as her beauty is concerned. And a good body is an irresistible one. After all those bulges do make the body look not too good. With a flat tummy you could wear anything and yet have roving eyes set on you But then, a flat tummy comes at a price. How much? That depends on how much you are willing to spend. While there are methods that cost money, there are others that do not even cost a dime but it dose cost you time and effort. Actually flattening the tummy is not as difficult as maintaining a flat tummy.
Whether you choose to pay for a flat tummy with processes like liposuction or purchase one of those abdominal exercise gadgets, or enroll at a gym or aerobic class. Or alternatively you simply exercise at home; no matter what you do, do not stop doing it. The best home tummy flattening exercise is what is known as stomach crunches. There are a couple of variations in this form of exercise. Firstly stomach crunches are divided into upper abdominal crunches and lower abdominal crunches. There are no side effects as far as stomach crunches in general is concerned except for while exercising you should be careful not to injure your back. Once you understand the right technique, you could do up to five hundred crunches a day, which is the maximum. On the minimum end of the scale, 50—100 stomach crunches a day, supplemented with a ten minute brisk walk will flatten the tummy. What must be noted is that you must do as many crunches as your body is comfortable doing, with consistency. Other wise after flattening, come inflating if maintenance is not taken into account.
~ Editor K Bajaj.
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You Are a Career Girl! |
 You may not be a CEO yet, but you’re well on your way to success. You take your career seriously, and you wouldn’t stop working for any guy! An independent woman, you pay for your own car, clothes, and housing. And men appreciate that – at least, the ones as driven as you are. |
>This is my 100 post here in blogger and I am here to stay for good. 🙂 I hope that I won’t get tired posting about anything and I thank my readers for visiting here.
I am not an expert in writing but I am trying and through the help of this blog I am learning and improving.
This is just a quick post and I will be posting more tomorrow.
Cheers!
>After the Obama inauguration I know that my clients will get me busy again. Because of US economic fall down I lost two clients and it is really affecting my income. I am praying that the US economy will be back to normal because I can’t deny it that it is affecting a freelancer like me. Most of my clients are from US and if they closes their business of course it will affect my finances.
I am very positive that everything will be back to normal soon. I am looking forward of getting more work this coming months and start reaching our dreams.
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I am excited for the great event. I am watching it the whole day the Pre Inauguration of Obama and I can’t wait for it tomorrow. As of now I don’t have enough task from my clients because of US holiday and I know that like me they are also excited for this event.
The first time I saw Obama on TV when he was campaigning I knew he can make it. Since then I never stop following him in every CNN reports. I wish I can fly to US to witness the event.
During the inauguration I know that I will stop whatever I’m doing and focus on him alone. Yes… I am inlove! hahahaha